# Borrow

The **Borrow Menu** in RainFi provides users with three straightforward options to access assets through borrowing:

1. [**Token**](https://docs.rain.fi/borrow/token)

   Borrow a variety of tokens by choosing a pool and providing the required collateral.
2. [**NFTs**](https://docs.rain.fi/borrow/nfts):

   Secure NFTs by offering collateral, giving users access to digital collectables and assets without upfront purchases.
3. [**Buy Now, Pay Later (BNPL)**](https://docs.rain.fi/broken-reference):

   This option allows users to acquire assets by paying a portion upfront and deferring the remainder, along with interest, to a later date.

The menu is designed for simplicity and efficiency, enabling users to seamlessly choose the borrowing option that fits their needs.